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This is a "fluff" program from Parsons Technology that contains a simple address book/dialer and a loan calculator.
This is a promotional utility for Windows 3.1 distributed by T.Rowe Price, an investment management firm. You feed it your financial information and it computes your optimal retirement plan based on services provided by T.Rowe Price.
Virtual PC started off originally as an x86 emulator for PowerPC Macintosh to run MS-DOS and Microsoft Windows. Connectix, the company that made it, was purchased by Microsoft. Virtual PC was then retooled into a virtualization tool for x86 systems. Microsoft discontinued Virtual PC in favor of a server-oriented virtualization product called Hyper-V.
VirtualBox is an an x86 virtualization program.
VMWare is a commercial CPU virtualizer for commodity x86 systems. Unlike a PC emulator, CPU instructions are not interpreted, but rather run directly on the host CPU alongside any other native operating system and applications.